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How Borrowing More Raises Your Credit Score

August 22, 2016

While the precise credit scoring formula is a trade secret, FICO says that 65% of the score comes from how much you owe and your payment history. CLICK ON THE HEADLINE FOR MORE

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Five Expiring Tax Breaks That Trump’s New Bill Would Extend — If Not IncreaseMay 19, 2025 - 9:31 pm
House Republicans recently introduced a draft bill on May 12, nicknamed “The One, Big, Beautiful Bill,” aimed at renewing and enhancing several provisions from the 2017 Tax Cuts and Jobs Act. Here are five key tax breaks that could stick around — and get a boost — under the new legislation:
IRS Issues New Warning For Taxpayers To Avoid Losing Money, Personal DataMay 12, 2025 - 8:50 pm
In a just-released statement, the IRS emphasized that scammers operate not only during tax season but year-round. These bad actors often impersonate the IRS and use fear tactics or misinformation to pressure people into revealing personal, financial, or employment details.
IRS Announces 2026 Health Savings Accounts Contribution Limits — What Investors Should KnowMay 5, 2025 - 8:56 pm
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IRS Payroll Tax Violations Can Lead To Severe Penalties—Including Prison TimeApril 28, 2025 - 7:07 pm
Delinquent payroll taxes, even if only late, are a serious matter. Many businesses use payroll services to prevent the misuse of these funds, but this isn’t a foolproof solution. In some cases, payroll providers themselves have misappropriated funds.
Trump Administration To Scrap IRS Direct File Program, Sources SayApril 21, 2025 - 9:58 pm
There was initial speculation that Musk’s tech team, nicknamed the “DOGE” group, might take over and improve Direct File. However, two sources say IRS staff working on the program were instructed in mid-March to stop development for the 2026 tax season—effectively signaling its end.
IRS Extends April 15 Tax Deadline For Florida ResidentsApril 14, 2025 - 3:18 pm
The IRS has granted individuals and businesses in federally declared disaster areas extra time to file, and that includes all of Florida. Residents now have until Thursday, May 1 to submit their tax returns.
What If I Can’t Pay My Taxes On Time? There Are Options AvailableApril 7, 2025 - 7:57 pm
Can’t afford your tax bill? Don’t worry. There are several options available to help you manage the situation, including IRS payment plans, personal loans, or working with tax relief companies.
Do IRS Cuts Mean You Can Make Mistakes With Your Taxes In 2025? Some Taxpayers Think SoMarch 31, 2025 - 8:44 pm
Many taxpayers feel less concerned about errors on their taxes this year, given the cuts at the IRS and the overall perception of a disorganized federal workforce. However, despite the ongoing IRS staff reductions, experts caution taxpayers not to take risks with their returns.

Tag Archive for: finance rate charges

How Borrowing More Raises Your Credit Score

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