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How Borrowing More Raises Your Credit Score

August 22, 2016

While the precise credit scoring formula is a trade secret, FICO says that 65% of the score comes from how much you owe and your payment history. CLICK ON THE HEADLINE FOR MORE

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IRS Extends April 15 Tax Deadline For Florida ResidentsApril 14, 2025 - 3:18 pm
The IRS has granted individuals and businesses in federally declared disaster areas extra time to file, and that includes all of Florida. Residents now have until Thursday, May 1 to submit their tax returns.
What If I Can’t Pay My Taxes On Time? There Are Options AvailableApril 7, 2025 - 7:57 pm
Can’t afford your tax bill? Don’t worry. There are several options available to help you manage the situation, including IRS payment plans, personal loans, or working with tax relief companies.
Do IRS Cuts Mean You Can Make Mistakes With Your Taxes In 2025? Some Taxpayers Think SoMarch 31, 2025 - 8:44 pm
Many taxpayers feel less concerned about errors on their taxes this year, given the cuts at the IRS and the overall perception of a disorganized federal workforce. However, despite the ongoing IRS staff reductions, experts caution taxpayers not to take risks with their returns.
Florida Residents Owed $61 Million In Unclaimed 2021 Tax Refunds, But Time Is Running OutMarch 24, 2025 - 4:51 pm
Nearly 70,000 individuals could be missing out – and this figure doesn’t even account for additional credits, like the Recovery Rebate Credit, which could further boost the amount of money owed.
Why Do I Owe Taxes This Year? Understanding The CausesMarch 17, 2025 - 6:30 pm
There are many reasons why you may have underpaid taxes during the year, ranging from changes in your financial and personal situation to shifting tax laws. Understanding why you owe can help you avoid the same issue in the future.
IRS Warning: 7 Mistakes That’ll Mess Up Your Tax ReturnsMarch 10, 2025 - 7:43 pm
With just over a month left before Tax Day on April 15, the 2025 tax filing season is well underway. To make sure your return is processed smoothly, the IRS has issued a guide highlighting some of the most common mistakes you’ll want to avoid.
How Long Can The IRS Pursue Unpaid Taxes?March 3, 2025 - 8:18 pm
The IRS operates under specific rules, and understanding the timeline for tax collection is more complex than you might think. It’s crucial to know the details if you’re considering waiting out your tax debt.
Essential Updates On Paid Family Leave: What New Parents Need To Know About New IRS RulesFebruary 24, 2025 - 8:10 pm
Alongside paid medical leave, family leave ensures wage replacement in times of illness or caregiving. However, this program is set to expire next year on January 15, 2026, and the IRS has made some changes to accommodate the transition. Here’s what you need to know.

Tag Archive for: lender approval process

How Borrowing More Raises Your Credit Score

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