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7 Common Personal Loans — And Options For When You Can’t Qualify

September 19, 2016

Here are seven unsecured personal loan types for you to consider by checking out the advantages, disadvantages and typical terms and rates. CLICK ON THE HEADLINE FOR MORE

How Borrowing More Raises Your Credit Score

August 22, 2016

While the precise credit scoring formula is a trade secret, FICO says that 65% of the score comes from how much you owe and your payment history. CLICK ON THE HEADLINE FOR MORE

6 Places You’re Paying More In Fees Than You Have To

March 28, 2016

Those pesky fees lurking everywhere — on your credit card statement, in your 401(k) — and can sneak up on even the most careful spender. For some places to scour for fees and bid them a fond farewell, CLICK ON THE HEADLINE

The 10 Biggest Lies We Tell Ourselves About Money

March 21, 2016

Recognizing the most common money lies is one key to moving toward a more honest — and profitable — future. For some of the biggest lies we tell ourselves, CLICK ON THE HEADLINE

Knock-Knock: The Delivery Scam That May Be Coming To Your Front Door This Holiday Season

December 14, 2015

Many scams crop up during the holidays, and scammers are putting a new and brazen spin on the skimming scheme. For consumer advice from the Better Business Bureau for this holiday season, CLICK ON THE HEADLINE FOR MORE

40 Ways To Save Money Over The Holidays

November 16, 2015

Rather than start the 2016 off on a low, find out how you can trim the fat off your holiday spending. with 40 tips from experts for saving money this holiday season. CLICK ON THE HEADLINE FOR MORE

Recent Posts

Nine Reasons The IRS Could Take Your Tax RefundJuly 20, 2026 - 6:56 pm
A tax refund isn’t always guaranteed to reach your bank account. Here’s a list of reasons why the IRS may legally withhold or offset your refund—and what you can do if it happens.
Your First Required IRA Withdrawal At 73 Can Push You Past The IRMAA Cliff For A Full YearJuly 13, 2026 - 6:02 pm
Turning 73 brings an important retirement decision: when to take your first required minimum distribution (RMD). Waiting until April 1 of the following year may seem convenient, but it can result in two RMDs landing in the same tax year, potentially increasing your income and triggering higher Medicare premiums through IRMAA.
Trump Account vs 529: Which Is More Beneficial For Children?July 6, 2026 - 6:41 pm
While the new newborn investment program known as Trump Accounts provides another savings option, financial experts caution it should not be viewed as a replacement for a 529 college savings plan designed to help save for education. Experts say the two accounts can complement each other rather than compete.
QuickBooks Support: When DIY Accounting Starts Holding A Business BackJune 29, 2026 - 5:31 pm
QuickBooks can be a powerful tool for small businesses, but only when it is set up and maintained correctly. If your reports do not make sense, your books are behind, or you are spending too much time trying to fix accounting issues yourself, it may be time to get professional QuickBooks support.
Trump’s New Auto Loan Tax Break: Who Qualifies?June 22, 2026 - 6:47 pm
As higher car prices and elevated interest rates have driven up borrowing costs for millions of Americans, a new tax deduction signed into law may offer some relief for eligible buyers. Qualifying taxpayers can deduct interest paid on certain auto loans, potentially reducing their taxable income and lowering their federal tax bill.
401(k) Hardship Withdrawals Are At Record Highs: What They Really Cost YouJune 16, 2026 - 7:36 pm
Financial experts warn that while 401(k) hardship withdrawals can provide emergency access to funds, they often come at a high cost. Alternatives such as 401(k) loans, credit cards, or home equity financing may be less damaging in the long run.
Still Waiting On Your Tax Refund? The IRS Says Relief May Be Coming This MonthJune 8, 2026 - 5:43 pm
Two groups are more likely to still be waiting for their tax refund: taxpayers who filed under extended deadlines and those whose refunds were delayed because of missing banking information. The delays also come during a tax season that has seen significantly larger refunds. However, according to the IRS, relief may be on the way this month.
Tax Season May Be Over, But Many Seniors Are Still Getting Hit With Surprise Bills They Didn’t See ComingJune 1, 2026 - 8:14 pm
Across the country, seniors are opening IRS notices, learning they owe additional taxes, or discovering penalties they never expected. The issue often stems from the increasingly complex nature of retirement income. Social Security benefits, pensions, retirement account withdrawals, investment earnings, and Medicare-related costs.