Tag Archive for: retirement planning

Your First Required IRA Withdrawal At 73 Can Push You Past The IRMAA Cliff For A Full Year

Turning 73 brings an important retirement decision: when to take your first required minimum distribution (RMD). Waiting until April 1 of the following year may seem convenient, but it can result in two RMDs landing in the same tax year, potentially increasing your income and triggering higher Medicare premiums through IRMAA.

Congress Considers Major 401(k) Changes For 2026: What High Earners Should Know

Recent reports indicate that Congress is reviewing proposals that may adjust contribution limits, tax benefits, and eligibility rules beginning in 2026. The uncertainty is prompting many investors to revisit their retirement strategies sooner rather than later.

Is This Retirement Account The New 401(k)?

The best place to stash your savings isn't a retirement account at all -- it's your health savings account. If you don't have one or don't know what they are, you definitely want to read this. CLICK ON THE HEADLINE FOR MORE

6 Signs You Probably Need A Financial Adviser, Even If You Think You Don’t

Not only can having a financial adviser help you figure out your goals and how to reach them, but they can help talk you off the ledge when you're on the verge of making a poor financial decision. CLICK ON THE HEADLINE FOR MORE

5 Savings Tricks To Treat Yourself This Halloween

Dealing with money doesn't have to be scary. Just in time for Halloween, a financial instructor from the Retirement Education Foundation shares five savings tricks to treat yourself this spooky season. CLICK ON THE HEADLINE FOR MORE

The Seven Hardest Things You’ll Ever Have To Do With Your Money

When it comes to money management, there are lots of choices you'll have to make throughout your life that can be tough to come to terms with even if they're the right call. For seven of the hardest things you'll ever have to do with your money, CLICK ON THE HEADLINE